20-Hour NMLS Class
Good for NMLS required 20-hr Pre-licensing (PE) education credits. NMLS Approved Class - click for pricing and schedule:
4-Hour Exam Prep Class
National NMLS Exam Prep! - this is a perfect class to learn the key concepts on Federal laws, MLO Activities and exactly what you need to know to PASS THE EXAMS! Includes over 100 actual test questions!
Click for pricing and schedule!
About Us and Chip Cummings!
We know the mortgage business! Northwind and Abacus Mortgage Training have formed a partnership to provide the highest quality training in the industry.
Northwind International Corporation is the parent company of Northwind Financial, Rum Creek Financial, and Chip Cummings Unlimited!
Northwind is headed by Chip Cummings, a recognized expert in the mortgage industry. Abacus Mortgage Training is overseen by Paul Donohue, one of the premiere mortgage training experts in the country. Between them, they have nearly 60 years of hands-on experience!
Meet Chip…
Electrifying. Exciting. Energizing. Educational. Entertaining. That’s the Chip Cummings Experience!
Ever since he started his first company at the age of 15, Chip has been redefining the “Road to Success.” In the world of real estate and mortgage finance, he has over 27 years of experience as an agent, originator, sales manager, CEO and President of over a dozen companies. Chip has truly worked “in the trenches”, and has over a billion dollars in sales volume under his belt.
As an international speaker and recognized expert, he has trained and entertained thousands of sales professionals and audiences around the world in the area of sales and marketing, leadership and creative business-building strategies. His client list includes such Fortune 500 names as AT&T, Sprint, Blue Cross/Blue Shield, Bank of America, General Motors, Coldwell-Banker, U.S. Dept. of HUD and hundreds of others.
Chip has appeared on numerous radio and television programs including Fox & Friends, NBC, The Neil Cavuto Show, FOX News, USA Today, and CNN, and written articles for various national publications.
As a #1 best-selling author, Chip has written seven books – including “Mortgage Myths” (Wiley, 2007); “Stop Selling and Start Listening” (Northwind, 2006); “Foreclosure Myths” (Wiley, 2008); and “Cashing In on Pre-foreclosures and Short Sales” (Wiley, 2009), and released dozens of CD’s and DVD programs.
Currently, Chip serves as the President of Northwind International Corp., a personal and professional development, training and consulting firm located in Grand Rapids, Michigan serving individual and corporate clients from around the world.
Chip’s passion and enthusiasm, combined with years of practical sales and marketing know-how, promises to provide an entertaining, educational and energizing experience for your audience.
Follow Chip down the Road To Success!



